For the Athlete
Yourcontract.
Your wallet.
Your legacy.
Build it. Track it. Build the résumé that opens doors.
Simulated NIL contract — for educational purposes. Allowance is funded by your parent. Guard NIL does not broker, negotiate, or facilitate real NIL deals.
Dashboard
ActiveXP Total
3,720
Balance
$8,742
Achievements
4 / 12
Goals
4 active
Why It Works
Build the habits that earn trust.
Your allowance is performance-tied. GPA, attendance, leadership, chores, game stats — your coach verifies, your parent approves, your allowance ledger updates.
Compete with yourself.
Daily quests, streaks, achievements, levels. The system that keeps you honest — and pays you for it.
Build a record that opens doors.
Every workout. Every quiz. Every dollar. Every post. One résumé that travels with you forever.
Money
Your wallet, with x-ray vision.
Every deposit, every allocation, every goal. Watch your savings compound.
- Total balance with goals breakdown.
- Long-term savings tracked separately.
- 10-year projection at 8% compound.
- Every transaction logged.
Total Balance
$0.00
Recent Activity
NIL Deposit — April
Apr 28
Goal: First Car
Apr 24
NIL Deposit — Bonus
Apr 22
Goal: Senior Trip
Apr 18
Pending verification
Apr 15
NIL Deposit — March
Apr 12
Savings Goals
🚗 First Car
$1,140 saved
🎓 Senior Trip
$1,920 saved
💼 Investment
$660 saved
🚨 Emergency
$2,400 saved
Asset Projection
10-Year Growth
Based on $5,000 annual contributions at 8% compound growth
Compound interest, visualized.
Verify Incentives — Apr 1–30
Marcus Johnson
Marcus Johnson · QB · Senior
GPA 3.84 · Last verified Apr 28
GPA ≥ 3.5
Source: Transcript · Updated Apr 27
Practice attendance 100%
Source: Attendance log · Apr 30
Community service 8 hrs
Source: Sign-in sheet · Apr 25
Leadership: team meeting led
Source: Coach manual entry
Chores: 4/4 weeks
Source: Parent attestation · Apr 28
Punctuality: zero tardies
Source: Attendance log · Apr 30
Game performance: starting lineup
Source: Depth chart · Apr 26
Module: Tax Basics complete
Source: Study Hall · Auto · Apr 24
Verification thread
Marcus was on time every day this month — punctuality is 100% confirmed.
Chores done all 4 weeks. Verified from my end.
All 8 items verified. Ready to approve.
Performance
Build your habits. Every step.
Coach-verified. Parent-approved. Your parent funds your allowance.
- GPA, attendance, game performance.
- Community service and leadership.
- Module completion as an incentive.
- Coach verifies, parent approves.
Goals
Name your future. Build it deposit by deposit.
Seven categories. Custom names. Progress that updates with every deposit.
- Vehicle, education, housing, travel, emergency, investment, other.
- Manual progress tracking.
- Goals portion auto-allocates.
- Visualize your future, day by day.
Savings Goals
🚗 First Car
$4,564 saved
Target: $12,000
🎓 Senior Year Trip
$2,560 saved
Target: $4,000
💼 Investment Account
$5,500 saved
Target: $25,000
🚨 Emergency Fund
$4,000 saved
Target: $5,000
Day Streak
Daily Engine
Show up. Level up.
Log your AM and PM recovery. Complete daily quests. The discipline compounds — and so does the XP.
- AM recovery: 15 XP.
- PM recovery: 10 XP.
- Daily quests: 5–25 XP.
- Streak bonuses at 7, 30, 100 days.
- One free Streak Protect per athlete.
- 8 levels: Rookie → Legend.
Badges
Twelve milestones. Hundreds of XP.
First Steps to Legend — every badge marks real progress.
First Steps
10 XP
Week Warrior
50 XP
Iron Will
200 XP
Unbreakable
500 XP
Perfect Week
75 XP
Varsity Player
150 XP
All-Star
250 XP
Quester
75 XP
Getting Started
25 XP
Daily Logger
50 XP
Streak Keeper
100 XP
Legend
500 XP
Marcus Johnson
Quarterback · Senior · Northside Eagles
3-year starter, team captain, 2025 district MVP. Pursuing business management and financial literacy alongside a Division I recruiting track.
Game Performance
Academics
App Discipline
Social & Endorsements
InvestRight
Finance · Active
GuardLife
Insurance · Active
FirstCredit
Banking · Active
Attestations
12 coaches
Shared with this month
The Output
Everything you do. One résumé.
Game stats, GPA, app discipline, social engagement, partnerships — all aggregated, all verifiable.
- Game performance + GPA aggregation.
- App discipline (XP, streaks, achievements).
- Social footprint baked in.
- Parent + coach attestations.
- Shareable link.
- Travels with you forever.
From the Field
I used to track everything in three different apps. GuardNIL University is the only one that ties it all together — and the wallet keeps me honest.
My streak is 89 days. I've never been this consistent at anything.
The Study Hall AI knew about my contract before I asked. It's the first 'AI tutor' that actually understood my life.
Compete
Beat your team. Beat the league.
Coach designs challenges across four scopes. You compete.
- PERSONAL · INTRASQUAD · RIVAL · LEAGUE.
- Live leaderboards with medals.
- XP rewards for placement.
Intrasquad Challenge
LiveIron Will Week
M. Johnson
47d
streak
Today
K. Williams
31d
streak
Today
D. Rivera
22d
streak
Today
T. Washington
18d
streak
Yesterday
J. Okafor
12d
streak
2d ago
C. Martinez
8d
streak
3d ago
D. Harris
5d
streak
3d ago
A. Carter
3d
streak
4d ago
Team Total: 15,685 XP
Unlocked “Perfect Week” Banner
Recent threads
Compound interest basics
NIL contract tax rules
Goal allocation strategy
Ask about finance, NIL, taxes…
AI Tutor
Your private financial coach. Always on.
Powered by Claude. Tuned to your contract, your goals, your education.
- Private to you.
- 30 messages per rolling hour.
- Full conversation history.
- Tuned to your context.
Education
The money knowledge they don't teach you.
Sequential modules: NIL, budgeting, credit, investing, taxes — in the order that builds on itself.
- NIL, budgeting, credit, investing, taxes.
- YouTube + Markdown + iframe content.
- Counts as a contract incentive.
Education Modules
NIL Basics
Budgeting
Credit & Cards
Investing
Taxes
Ecosystem
Vetted programs. Real opportunities.
Self-enroll in investment, insurance, credit, savings, spending, and tax programs.
Stay Connected
Your week. Your support. One place.
Coach-managed schedule meets family encouragement — right on your dashboard.
This Week
Practice
Mon · 4:00 PM
Game @ Northside
Sat · 2:00 PM
Community Service
Sun · 10:00 AM
Tax Basics due
Tue · module deadline
From the Family
So proud of how hard you worked this week — keep it up!
That GPA check-in was incredible. You're building something real.
Love watching you level up. 47-day streak? That's you.
How payouts work in V1
Your parent funds your allowance.
Your parent funds your allowance through GuardNIL University. When you complete your goals, your parent approves the payout. In V1 we track these approvals as a ledger; full bank transfers ship in V1.5.
Coach Verifies
All incentives marked
Parent Approves
One tap to release
Bank Deposit
Direct to your account
$8,742.50
approved this season
Your contract.
Your wallet.
Your legacy.
Athletes under 13 use GuardNIL University through their parent's account. We don't collect data directly from minors under 13. See our COPPA disclosures for the full breakdown.