Raise the kid first.
The athlete second.

You already pay your kid for the stuff that matters. Grades. Practice. Chores. Showing up. GuardNIL University turns those agreements into one clear contract, hooked up to your bank account, with a record of everything they earned. They learn what real money for real effort feels like, and you stop arguing about every five-dollar bill.

Scroll
02 / How it works

From your kitchen table to their wallet.

You write the rules. Your bank covers the dollars. Your kid earns each one by hitting your rules. The record remembers everything they did. And nothing pays out until you approve it.

01 · YOU
You write the rules.
At the kitchen table, in a Notes app, on the back of a receipt. You decide what counts in your house: report-card grades, practice attendance, dishes, character. We turn that list into a real allowance contract.
02 · YOUR BANK
Your bank covers the dollars.
You connect your bank account once. From then on, every approved payout pulls from there directly into your kid's wallet. No prepaid cards. No stuffing twenties into envelopes.
03 · YOUR KID
Your kid earns each one for real.
When they hit one of your rules, the dollar amount lands in their wallet. They watch the balance grow. They feel the connection between effort and what their effort is actually worth.
04 · THE RECORD
The record remembers everything.
Every grade, every practice, every volunteer hour, every coach note. All of it lives on one timeline they take with them, to college applications, internships, scholarships, first jobs.
03 / The contract

First, you build the contract.

Pick the things you actually want your kid to do this year. Each one earns a dollar amount you decide. As you add rules, the simulator shows you what a slow month, an average month, and a really good month would actually pay out. Nothing is locked in until you sign, and you can change any rule any time.

NIL Contract · Simulated
Athlete: Marcus, age 13
  • BASE
    Base allowance
    Monthly to start. Adjust any time.
    $0
    per month
  • GRADES
    Per A on report card
    Auto-recorded against the report-card photo.
    $0
    per A
  • CHORES
    Chores done
    Trash out, dishwasher empty, room clean.
    $0
    per week
  • EFFORT
    Showed up to all practices
    Coach-verified attendance, no exceptions.
    $0
    per week
  • CHARACTER
    Community-service hour
    Food bank, mentoring, neighborhood help.
    $0
    per month
  • SKILLS
    Financial-literacy module
    Compound interest, taxes, budgeting.
    $0
    per month
Estimated payout
$0/mo
If Marcus hits every rule. Less if not. Every dollar visible to both of you.
Payout cadence
1st of the month
Funded from your bank
Paid from your account · you approve every dollar
Scroll to set0%
04 / The record

Then everything they do gets recorded in one place.

Right now, your kid's life lives in a dozen places. Grades are in the school portal. The coach texts you about practice. Volunteer hours are in an email from two months ago. We pull all of it onto one timeline you can scroll through. So when scholarship time comes, or when grandma asks what they've been up to, you have a real answer in five seconds.

Before: scattered everywhere
Geometry
A−Mar 14 · Ms. Patel
US History
B+Mar 28 · Mr. Reed
Practice
8 / 10This month · Coach K
Food bank
3 hrsMar 09 · Verified
Park cleanup
2 hrsMar 23 · Verified
40-yd dash
5.42sSpring combine · PR
Coach note
"Steady"Apr 02 · Coach K
Compound int.
Module ✓Apr 11 · 38min
Marcus · Spring '26
Marcus's Activity Log
Live
AcademicsAthleticsCharacterSkills
Geometry · Q3
A−
+$5 paid
Food-bank shift
3 hrs
+$25 paid
Practice attendance
8 / 10
this month
Compound interest
+$10 paid
Showing up · 6 months
0%
05 / Social posts

Their social is their résumé in real time.

Their social isn't just for fun. It's the first thing brands, recruiters, and scholarship committees look at. GuardNIL turns the things they're already doing, like the grades, the games, and the volunteer hours, into a real social presence that shows who they are. Every approved post adds to a track record they'll carry into college, internships, and their first job.

01 · MOMENT
GuardNIL · just now
Mia just earned $25 for an A in Math
GuardNIL · just now
Marcus showed up to practice, +$10
We catch every moment worth posting.
An A on a hard test. A great game. A volunteer shift. We pull from everything they're doing in GuardNIL so nothing slips by.
02 · DRAFT
Draft
We draft the post for them.
A caption that sounds like your kid, with a photo we suggest from the moment. No staring at a blank screen wondering what to write.
03 · PUBLISHED
Skip
Schedule
Scheduled for 5:30 PM
You schedule it with one tap.
Read the words. Check the photo. Hit Schedule. The post goes live on their Instagram or TikTok at the right time, automatically.
04 · RECEIVED
@mia.fields · 6 month trend
Followers
Posts
Reach
It builds their résumé over time.
Every approved post adds to a real record of who they are. The kind brands, recruiters, and scholarships look at when deciding who to back. Their social is their first impression, every day.
9:41● ●●●
GuardNIL
MOMENT
Mia just got an A on her math test.
Notify family · 2 min ago
DRAFT
M
@mia.fields
Posting
Draft
Just got an A on my math test! Study sessions paid off 📚
PUBLISHED
M
@mia.fields
Live · 12s ago
Live · 12s
Just got an A on my math test! Study sessions paid off 📚
412 likes · 47 comments
RECEIVED
M
@mia.fields
Live · 12s ago
Live · 12s
Just got an A on my math test! Study sessions paid off 📚
0
Likes
0
Comments
0.0k
Views

Questions parents ask first.

These are the questions almost every parent asks before they sign up. Real answers, no fine print.

No. This is something you set up at home, with your money. We don't talk to your kid's school, and the school doesn't grade you on it. You decide what counts and what each one is worth.

Most kids won't, and that's the point. GuardNIL isn't about getting recruited. It's about giving your kid a real record of who they are and what they earned through effort. That matters whether they end up on a college team or not.

Pricing is locked in for founding families and announced at launch. The basics — contract, wallet, family schedule — will be free. Premium features for families who want the full toolkit will be a low monthly subscription. Founding families get the rate locked in for life.

Yes. We follow COPPA rules, which means kids under 13 don't have their own login. You hold the account. You see everything. You can delete it whenever you want.

That's fine. The contract works for any kid old enough to do chores or get grades. You don't need a coach or a team for any of this.

You can cancel any time, from your account page. Your kid's record exports as a PDF. The wallet balance refunds back to your bank within 5 business days.

Yes. You can add a co-parent to the account. Both of you see everything, both of you can approve payouts, and you can decide together what counts.

No. Not now, not ever. We don't sell or share your kid's data with anyone. We're funded by family subscriptions, not advertising.

Raise the kid first.
The athlete second.

We're picking 50 founding families to launch with us. You help shape what's next and get direct access to the team building this. Drop your email below if you want a spot.

The GuardNIL Journal

Stories on NIL, family, and the work behind the game.

Read all stories →